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FMBank Mobile Deposit can be used to deposit most checks that are payable to you and drawn on a US financial institution; including personal checks, business checks and government checks. You must endorse each check with the words “FOR MOBILE DEPOSIT ONLY” and your SIGNATURE prior to taking a picture of the check.
You may submit FMBank Mobile Deposits at any time and make as many deposits as you need each business day up to a daily limit of $5,000. If the Mobile Deposit transaction rejects, you will be notified and you may choose to re-deposit the check using another method such as: a branch, by mail, or at an FMBank ATM.
Mobile Deposit funds are generally available the next business day after the business day of your deposit, unless a hold is placed. If a hold is placed, you will be notified. A Mobile Deposit submitted before the cut-off time of 2:00PM Central Time on a business day will be processed that day. A Mobile Deposit submitted after 2:00PM Central Time will be processed on the next business day. Business days are defined as Monday-Friday excluding holidays that the Bank is closed.
After you have received confirmation that your Mobile Deposit has been accepted for deposit, you should mark the check as having been deposited and store it in a secure place. You should keep checks for a Retention Period of 5 days after deposit in case the original check is needed for any reason. Remember to destroy your checks in a secure manner after 5 days.
At FMBank, we've added even greater value and service for checking account holders by creating FMBenefits CHECKING - the account that gives you more for your money. Ask about FMBenefits CHECKING today!
If you receive an e-mail from an employee of Farmers and Merchants Bank or Cornerstone Insurance with a subject line of "Hello!", do not open it. Please be aware that this is not actually FMB or Cornerstone. It is a "SPOOF." It will try to get you to open a file. Opening this file leads you to give your e-mail address and password for your own e-mail account. This gives the phisher access to your contact list, which they will use to resend this same e-mail to all of your contacts. This is a phishing scam that could cause monetary or financial information damage, if you continue with their instructions to purchase adobe reader software.
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