A debit card looks like a credit card, but works like a check. It's accepted for cash purchases anywhere that a VISA card is accepted, and purchases are reported on your monthly bank statement. When you make a purchase, the transaction is withdrawn from your FMB checking account.

Your FMB Debit Card can also be used in ATMs in town and around the world. If a debit card is lost or stolen, it should be reported to Farmers & Merchants Bank where any unauthorized access can be stopped.  FMB Main Office  (662) 365-1200;  Customer Service/Lost/Stolen 1-800-554-8969

Maybe your preference isn't debit transactions, so you just want the FMB ATM Card. Our ATM cards can be used in automatic teller machines almost anywhere. Just look for the Plus System or Visa logo to access a cash advance from your account.

Do you want worldwide acceptance from a hometown card? An FMB Credit Card may be what you need for traveling, convenience, and security. You have the added peace of mind that your account is handled locally at Farmers & Merchants Bank-the utmost in ease with competitive rates and no annual fee.

Around the world or across town, a credit card from Farmers & Merchants Bank will give you benefits like automatic travel accident insurance, travel discounts, emergency cash, travel reservations and eyewear discounts. You also get to participate in the Score Card Bonus Point Program. Earn bonus points every time you make a purchase with your credit card and use these points to buy top quality name brand products from our Score Card catalog.

Want competitive rates and no annual fee? See one of our friendly representatives to find out if an FMB Credit Card is right for you.

Already have an FMB credit card? Here’s some information you might find useful. 24-Hour Automated Customer Inquiries: 1-800-423-7503

Mail payments to: 
Remittance Center
P.O. Box 30131
Tampa, FL  33630-3131

To dispute a transaction on your statement: 
Customer Service
P.O. Box 30495
Tampa, FL  33630

With one phone call, day or night, from home or office, you have the convenience of retrieving all sorts of information; such as account balances, cleared checks and deposits, inter-account transfers, personal loan information, savings and CD rates, and other bank services. Dolly now offers a statement-faxing feature to add to your convenience.

When you call, an instructional menu will guide you through the areas of banking services available. To access Dolly, you need your account number and your PIN (personal identification number). Please contact someone at Farmers & Merchants Bank if you need a PIN number established.

To reach Dolly from Baldwyn or Tupelo, dial 662-365-1209. From Booneville or Marietta, dial 662-720-4509.From Mantachie or Mooreville, dial (662)282-5709.

Our Online Banking and Bill Payment Service at are the future of banking…today! Online Banking allows you to access account information, make funds transfers between FMB accounts, review your account transaction history, and obtain the latest information about products and services from any computer with Internet access, anywhere in the world. The Bill Payment service allows you to pay your bills without writing out checks, licking stamps, or stuffing envelopes. Best of all, both services are FREE!

With FMBMobile, you have the convenience of viewing account balances, transferring funds, and receiving balance alerts all through the Internet on your cell phone.  (Note:  FMBMobile is free to our Online Banking customers but does require a mobile phone with Internet data service capabilities.  See your mobile phone carrier for details; additional carrier fees may apply.)

With Direct Deposit, payroll checks or other regularly scheduled disbursements are deposited directly into your account on the same day each month, and the amount appears on your monthly statement. This provides convenience and safety since there is no need to wait for the mail to arrive or worry about a check being stolen from your mailbox. You don't even have to worry about having to go by the bank to deposit your check when it does arrive. If you receive regularly scheduled checks (payroll, governmental, dividend, etc.), direct deposit is a great solution for you.

Auto Debit is similar to direct deposit. Instead of sending a check for certain monthly bills like your mortgage, student loan repayment, cable bill, etc., your account can be automatically debited. You don't have to worry about missing the mail or missing a payment and the amount appears on your monthly statement.

Stop by or call Farmers & Merchants Bank and see if direct deposit or auto debit is for you.

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