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FMBank Mobile Deposit can be used to deposit most checks that are payable to you and drawn on a US financial institution; including personal checks, business checks and government checks. You must endorse each check with the words “FOR MOBILE DEPOSIT ONLY” and your SIGNATURE prior to taking a picture of the check.
You may submit FMBank Mobile Deposits at any time and make as many deposits as you need each business day up to a daily limit of $5,000. If the Mobile Deposit transaction rejects, you will be notified and you may choose to re-deposit the check using another method such as: a branch, by mail, or at an FMBank ATM.
Mobile Deposit funds are generally available the next business day after the business day of your deposit, unless a hold is placed. If a hold is placed, you will be notified. A Mobile Deposit submitted before the cut-off time of 2:00PM Central Time on a business day will be processed that day. A Mobile Deposit submitted after 2:00PM Central Time will be processed on the next business day. Business days are defined as Monday-Friday excluding holidays that the Bank is closed.
After you have received confirmation that your Mobile Deposit has been accepted for deposit, you should mark the check as having been deposited and store it in a secure place. You should keep checks for a Retention Period of 5 days after deposit in case the original check is needed for any reason. Remember to destroy your checks in a secure manner after 5 days.
At FMBank, we've added even greater value and service for checking account holders by creating FMBenefits CHECKING - the account that gives you more for your money. Ask about FMBenefits CHECKING today!
If you receive an e-mail from an employee of Farmers and Merchants Bank or Cornerstone Insurance with a subject line of "Hello!", do not open it. Please be aware that this is not actually FMB or Cornerstone. It is a "SPOOF." It will try to get you to open a file. Opening this file leads you to give your e-mail address and password for your own e-mail account. This gives the phisher access to your contact list, which they will use to resend this same e-mail to all of your contacts. This is a phishing scam that could cause monetary or financial information damage, if you continue with their instructions to purchase adobe reader software.
FMB - Rated "A EXCELLENT" by a national rating service.
This puts us in the TOP 2% of Banks in the Nation!
Farmers & Merchants credit card does. Our scorecard program is irresistible. Every time you use your FMB credit card, you earn points toward free gifts and travel. You'll also get the most competitive rates with no annual fee. We issue and control our cards and can give you personal service. When you have questions, you can speak face to face with a local, trained credit card professional. Ask about the Farmers & Merchants Bank Visa or MasterCard today!
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Mobiliti Users Upgrade!
Mobile Banking users who are on older OS (Operating System) versions that do not support TLS v1.2 will need to upgrade their mobile phone OS (Operating System) version. If your mobile phone does not have a compatible version, you will get a connection error when attempting to access the FMBank's Mobiliti platform after June 25, 2017.
If issues are encountered, please check your OS (Operating System) version with the compatible versions as noted below:
Users with devices on Android KitKat (Level 20) and above will be able to connect to Mobiliti.