Business Services
Commercial Business Checking
- Minimum opening balance $200
- No minimum balance requirement
- Free zip bag
- $13.50/month service fee, $0.15 per debit and $0.15 per deposited check, $0.15 per ACH Debit, $0.15 per ACH Credit
- $2.00 monthly service fee for Paper Statements
- No service charge is made to the account during the month unless the credit allowance is insufficient to cover the costs.
- A credit allowance is made to the account based on the average collected balance less 10% reserve requirements and 3% FDIC and other charges times Farmers and Merchants Bank money market rate of interest which was current on the first banking day of the calendar month.
- $10.50 per item charge will be assessed on all return items.
Small Business Checking
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Minimum opening balance $200
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No minimum balance requirement
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$10.00 monthly service fee if balance falls below $500
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$0.50 per debit over 200 combined total with deposited checks
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$2.00 monthly service fee for Paper Statements
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$10.50 per each return item will be assessed on all return items
NOW Non-Personal Checking
- Minimum opening balance $1500
- + Earns current FMB Now account Rate on tiered balance compounded and paid monthly when a daily collected balance of $1,500 is maintained
- No Interest paid if balance falls below $1,500
- $12.00 monthly fee if balance falls below $20,000
- $0.50 per check fee after 100 items
- $10.50 per each return item will be assessed on all return items
+The FMBenefits, FMB Money Market, and FMB NOW account interest rates vary. Please call or come by the FMB location nearest you to get the latest rates and information.
