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Personal Savings Services

5 Standard

  • Minimum opening balance $150

  • Interest paid if balance is $500 and above

  • No monthly service charge if minimum balance stated below is maintained

  • No charge for up to 3 withdrawals per month

  • $3.00 per monthly fee if balance falls below $150, $9 per item charge after 3 withdrawals per month. ACH and ATM transactions are considered withdrawals.

  • $10.00 per interest period for dormant accounts with a balance of less than $1,000. A dormant account is one with no activity (deposits) for one year.

  • $2.00 monthly service fee for Paper Statements

  • Current FMB Five Star Savings Rate on tiered balance.

  • Early closing fee of $50 if account is closed within 90 days of opening