Online Banking

Card Services

Debit card

A debit card looks like a credit card, but works like a check. It's accepted for cash purchases anywhere that a VISA card is accepted, and purchases are reported on your monthly bank statement. When you make a purchase, the transaction is withdrawn from your FMB checking account.

Your FMB Debit Card can also be used in ATMs in town and around the world. If a debit card is lost or stolen, it should be reported to Farmers & Merchants Bank where any unauthorized access can be stopped. FMB Main Office – Debit Card (662) 365-1208; Customer Service/Lost/Stolen 1-800-554-8969 Activate a Card/Change PIN 1-800-567-3451

*Custom Debit Card photos must be approved.  Some restrictions and fees apply ($25 per card.)  See any FMBank employee for details.

Order your Custom Debit Card today by clicking the following:

Order your new customized debit card today!

Credit card

Do you want worldwide acceptance from a hometown card? An FMB Credit Card may be what you need for traveling, convenience, and security. You have the added peace of mind that your account is handled locally at Farmers & Merchants Bank-the utmost in ease with competitive rates and no annual fee.

Around the world or across town, a credit card from Farmers & Merchants Bank will give you benefits like automatic travel accident insurance, travel discounts, emergency cash, travel reservations and eyewear discounts. You also get to participate in the Score Card Bonus Point Program. Earn bonus points every time you make a purchase with your credit card and use these points to buy top quality name brand products from our Score Card catalog.

Want competitive rates and no annual fee? See one of our friendly representatives to find out if an FMB Credit Card is right for you.

Already have an FMB credit card? Here’s some information you might find useful. 24-Hour Automated Customer Inquiries: 1-800-423-7503 FMB Main Office – Credit Card (662) 365-1241

Review your credit card Scorecard reward balance, search and view all available redemption options at  


Credit Card Information, Statements & Online Payments


* FMBank CREDIT CARD Online Access Problems:


 * Mail Credit Card payments to:

Remittance Center
P.O. Box 30131
Tampa, FL 33630-3131

* To dispute a Credit Card transaction on your statement: 

Customer Service
P.O. Box 30495
Tampa, FL 33630

Lost or Stolen Card

Debit Card

To report a Lost or Stolen Debit Card after hours


FMBank Main Office Debit Card - during regular banking hours

(662) 365 -1208

Credit Card

To report a Lost or Stolen Credit Card after hours


FMBank Main Office Credit Card - during regular banking hours

(662) 365 -1241


Credit Card - SecureLOCK Fraud Service Center

To verify a fraud alert

Credit Card SecurLOCK Fraud IVR: 1-866-374-6975

  • Press 1 if you have a case number. You will be prompted to enter the case number
  • Press 2 if you do not have the case number. The message will repeat. Press 2 to enter the 10 digit phone number instead of the case number, along with the last four digits on the Social Security Number.
  • Press 2 to report a lost/stolen card. This will transfer you to the lost/stolen department.
  • Press 3 for all other inquiries. This will reference you to the customer support phone number.
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