Select Account Type

Online Banking

Personal Checking Services

FMBenefits (BASIC or FAMILY)

  • Minimum Opening Balance $50
  • Personalized FMBank Checks
  • Interest on Checking
  • No Issue Charge on Cashier's Check and Money Orders (limit 3 per month)
  • 10% discounts of yearly Safe Deposit Box rentals
  • Free Secured Balance Transfers
  • Accidental Death & Dismemberment Insurance
  • $5,000 Identity Fraud Expense Reimbursement Coverage
  • Entertainment & Travel Discount Program (registration/activation required)
  • Gas and Gift Card Discounts (registration/activation required)
  • Cash Back Member Awards (registration/activation required)
  • Credit File Monitoring with Credit Report and Credit Score (registration/activation required)
  • Monthly fee: $8.40 (Basic Account) or $9.80 (Family Account)
  • Reduce or eliminate monthly account fee: Receive a $0.20 credit for each point of sale transaction with your FMBank debit card; Sign up for E-Statements and receive one $2.00 credit toward your monthly account fee; Sign up for Direct Deposit and receive one $2.00 (Direct Deposit) credit toward your monthly account fee.
  • $5.00 per each return item will be assessed on all return items

FMBenefits Students

  • Minimum opening balance $50
  • Personalized FMBank Checks
  • Interest on Checking
  • No Issue Charge on Cashier's Checks and Money Orders (limit 3 per month)
  • 10% discounts on yearly Safe Deposit Box rentals
  • Free Scheduled Balance Transfers
  • Accidental Death & Dismemberment Insurance
  • $5,000 Identity Fraud Expense Reimbursement Coverage
  • Travel and Entertainment Discount Program (registration/activation required)
  • Gas and Gift Card Discounts (registration/activation required)
  • Cash Back Member Rewards (registration/activation required)
  • Credit File Monitoring with Credit Report and Credit Score (registration/activation required)
  • Monthly fee: $7.00
  • Reduce or eliminate monthly account fee: Receive a $0.20 credit for each point of sale transaction with your FMBank debit card; Sign up for E-Statements and receive one $2.00 credit toward your monthly account fee; Sign up for Direct Deposit and receive one $2.00 (Direct Deposit) credit toward your monthly account fee; Sign up as a student and receive one $4.00 credit toward your monthly account fee.
  • $5.00 per each return item will be assessed on all return items

Demand Deposit or Personal

  • Minimum opening balance $50
  • No monthly service fee if minimum balance requirement is maintained
  • No per check charge for first 50 items per month
  • $9.00/month service fee if balance drops below $900, $0.47 charge per item after 50 items per month
  • $5.00 per each return item will be assessed on all return items

The FMBenefits Account (SENIOR CITIZEN 65 and OVER)

  • Minimum opening balance $50
  • Personalized FMBank Checks
  • Interest on Checking
  • No Issue Charge on Cashier's Checks and Money Orders (limit 3 per month)
  • 10% discounts on yearly Safe Deposit Box rentals
  • Free Scheduled Balance Transfers
  • Accidental Death & Dismemberment Insurance
  • $5,000 Identity Fraud Expense Reimbursement Coverage
  • Travel and Entertainment Discount Program (registration/activation required)
  • Gas and Gift Card Discounts (registration/activation required)
  • Cash Back Member Rewards (registration/activation required)
  • Credit File Monitoring with Credit Report and Credit Score (registration/activation required)
  • Monthly fee: $7.00
  • Reduce or eliminate monthly account fee: Receive a $0.20 credit for each point of sale transaction with your FMBank debit card; Sign up for eStatements and receive one $2.00 credit toward your monthly account fee; Sign up for Direct Deposit and receive one $2.00 (Direct Deposit) credit toward your monthly account fee; Sign up as a Senior Citizen and receive one $2.00 credit toward your monthly account fee.
  • $5.00 per each return item will be assessed on all return items

Money Market

  • Minimum opening balance $2500
  • Earns current FMB Money Market rate* on tiered balance compounded and paid monthly when a daily collected balance of $2,500 is maintained. No interest earned for the days the collected balance falls below $2500.
  • No charge for up to six withdrawals per month; 3 checks, 3 in-house withdrawals.
  • No monthly service fee if minimum balance is maintained.
  • $12 monthly charge if balance falls below $1000, $9.00 per debit charge after six withdrawals/month. Withdrawals from FMB money market accounts to another account or to third parties by pre-authorized automatic or telephone transfer are limited to six per statement cycle. There may be no more than 3 withdrawals or transfers by check, draft, Visa Debit card, or similar order to third parties.
  • $5.00 per each return item will be assessed on all return items

NOW

  • Minimum opening balance $1500
  • Unlimited check writing
  • Earns current FMB Now account Rate* on tiered balance compounded and paid monthly when a daily collected balance of $1500 is maintained.
  • No monthly service fee if minimum balance stated below is maintained
  • $12.00 monthly fee if balance falls below $1000, no interest paid if balance falls below $1500
  • $0.47 charge per item after 50 items per month
  • $5.00 per each return item will be assessed on all return items
Go To Top